Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
While the design may have changed, rest assured that everything you love about banking with us remains the same—secure, reliable, and easy to use. Enjoy our fresh look and improved features.
Tools and resources
At Regional Australia Bank we like to make the complex, simple. If we have not answered your question below, please contact us , our friendly staff are always here to support you.
Lending Calculators
How much can you borrow? How quickly could you pay off your loan? How long til you can afford to go on that big overseas holiday? Use our helpful financial calculators to find out!
Compare Loans Calculator
Compare two loans with different interest and fees over a common amount and term. Read moreBorrowing Power Calculator
See what you can borrow with our borrowing power calculator. Use our calculator to estimate what you may be able to borrow and what your monthly repayments might be. Read moreHome Loan Repayments Calculator
What will your home loan repayments be? Use our loan repayment calculator and get an estimate based on the amount, interest rate, and term. Read moreHoneymoon Rate Loan Calculator
Determine how an introductory rate on your home loan could help you save over the course of your loan. Read moreLump Sum Repayment Calculator
Calculate the effect of making a lump sum repayment on your loan. Read morePersonal Loan Calculator
Use our Personal Loan calculator to estimate how much you can borrow, what your repayments be and how you can repay your loan sooner. Read moreSplit Loan Calculator
This tool allows you to calculate the effects of splitting your loan into fixed rate and variable rate components and how you can benefit from hedging your bets! Read moreExtra Repayments Calculator
Pay your loan off sooner! Calculate what affect additional repayments would make to your loan. Read moreCar Loan Calculator
Find out how long it could take to pay off your car. Estimate monthly repayments with our car loan repayment calculator. Read moreBusiness Loan Repayments Calculator
Use our loan repayment calculator to check loan amounts, interest rates and loan terms so you can see which loan works best for you. Read more
Other Calculators
Budget Planner Calculator
It's easy finding out how much more you can put away regularly to meet your goals sooner. Read moreHome Loan Key Fact Sheet Calculator
Generate a Home Loan Key Fact Sheet to help you understand and compare our home loans. Read moreIncome Tax Calculator
Calculate how much tax you pay on your gross income and view current tax thresholds. Read moreSavings Goal Calculator
Your savings goal could be closer than you think! Discover how much you could save over a set period of time with a regular savings plan. Read moreStamp Duty Calculator
Stamp duty is the tax you have to pay on any property purchase and is often left out of the budget. Use our stamp duty calculator to see how where you live and whether you've bought a home before, affects how much you'll pay. Read moreTerm Deposit Calculator
Calculate how much interest you could earn over selected investment terms. Determine how different interest rates and terms can impact your potential return. Read more
Your Visa Card
Card Controls
Learn what Card Controls are and how to access them. Read moreDigital Card
Leave your wallet at home and use your compatible phone to make easy, fast and secure cashless payments. Read moreActivating Your Card
We’ve made it quick and easy for you to get started. Follow these steps to activate your card and set your PIN. Read moreCredit Limit Change Request
Request a cancellation or reduction in your credit card limit. Read moreSwitch to Regional Australia Bank
We've been helping our members reach their financial dreams for over 55 years and we can't wait to help you.