Support for our members
If you’re experiencing financial hardship, or other challenging circumstances, let us help.
Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
While the design may have changed, rest assured that everything you love about banking with us remains the same—secure, reliable, and easy to use. Enjoy our fresh look and improved features.
Saving Account
Our Savings Account offers a 5.25% p.a. introductory interest rate for the first 3 months, with unlimited transfers while still earning interest.
Interest rates first 3 months
5.25% p.a
Revert rate (after initial 3 months)
3.25% p.a
Stay Flexible with Our Savings Account & Earn Extra Interest
Enjoy the freedom to manage your money your way with our Savings Account with a competitive Introductory Rate. Transfer funds as often as you need throughout the month and still earn competitive interest on your balance. It’s the solution for those who want both flexibility and growth in their savings. Whether you’re saving for a rainy day or planning your next big purchase, our Savings Account helps you stay in control while your money works harder for you. Start maximising your savings today!1 2 3
Benefits
Features & Benefits
Features
| Instant access to funds | Yes |
| Internet and mobile banking | Yes |
| Phone banking | N/A |
| Direct debits and credits | Yes |
| Branch and service support centre | Yes |
| Minimum balance | N/A |
| Interest rates first 3 months | 5.25% p.a |
| Revert rate (after initial 3 months) | 3.25% p.a |
Fees
| Access fee | Free |
| Internet, mobile, and phone banking transactions | Free |
| Direct credits | Yes |
| Over-the-counter withdrawal | N/A |
| Over limit fee | N/A |
| Direct debit dishonour | Fees Apply |
| Bank cheque fee | Applies |
| Cheque deposit | Fees Apply |
Find out more about our Saving Account
To enquire about banking at Regional Australia Bank simply complete this short form. So we can find the right fit for you, please provide as much information as possible.
Discover practical tips that can help your savings
Financial assistance
If the unexpected happens, and you have missed a repayment or you’re unable to meet your repayments, please get in touch.
Lost or stolen card
If your card has gone missing, or it’s been stolen, you should immediately block it and request a replacement.
Technical Support
If you experience any technical issues with online access or account features, our team is available to assist you.
Disclaimers
1
An intro rate of 5.25% p.a. for the first 3 months. After 3 months, the SVR rate, currently 3.25% p.a. will apply.
2
The product is only available to new members or existing members transferring funds from another financial institution. Interest rates are on a p.a. basis, current as of today's date and subject to change.
3
Interest rates are on a per annum basis and are current as of today's date and are subject to change. Please note that the interest rate effective at the end of each month applies to the whole month.