Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
While the design may have changed, rest assured that everything you love about banking with us remains the same—secure, reliable, and easy to use. Enjoy our fresh look and improved features.
Everyday Accounts
Effortless banking with accounts that let you access, move, and manage your money anytime.
View our Everyday accounts
Community Partnership Account
Our revolutionary transaction account allows you to support a community group of your choice, at no additional cost to you.
All balances
0.00% p.a
1
Community partnership program
Yes
Visa debit card
Yes
2
Access card
Yes
Internet and mobile banking
Yes
Phone banking
N/A
Direct debits and credits
Free
Cheques
No
Branch and service support centre
Yes
Overdraft available
Yes
Access fee
Free
Internet, mobile, and phone banking transactions
Free
ATM withdrawal or enquiries
Free
3
Eftpos or Visa transaction
Free
Direct debits and credits
Free
Over-the-counter withdrawal
Free
Over limit fee
$3.50
Direct debit dishonour
$5.00
Bank cheque fee
$11.00
Cheque deposit
10 free deposits per month
Additional deposits $0.50
Additional deposits $0.50
Freedom Retirement Account
Full range of access and great interest rates for retirees and pensioners.
Funds between $2,000 to $50,000
1.50% p.a
4
Funds between $50,000 to $250,000
2.75% p.a
4
Community partnership program
No
Visa debit card
Yes
2
Access card
Yes
Internet and mobile banking
Yes
Phone banking
N/A
Direct debits and credits
Yes
Cheques
No
Branch and service support centre
Yes
Overdraft available
No
Access fee
Free
Internet, mobile, and phone banking transactions
Free
ATM withdrawal or enquiries
Free
3
Eftpos or Visa transaction
Free
Direct debits and credits
Free
Over-the-counter withdrawal
Free
Over limit fee
$3.50
Direct debit dishonour
$5.00
Bank cheque fee
$11.00
Cheque deposit
10 free deposits per month
Additional deposits $0.50
Additional deposits $0.50
Find out more or get started on your Everyday Account application now
Let us know how we can help by leaving your details, and as much information as possible, using the form below. We'll get back to you at a convenient time so you can get going sooner.Disclaimers
1
Terms & Conditions apply. See Visa Conditions of Use for details.
2
To be eligible for a Visa Debit Card, you must have an Australian Residential Address and be over the age of 12 years.
3
No withdrawal fees at Regional Australia Bank ATMs. Transactions at other financial institutions’ ATMs may incur a fee.
4
Interest rates are on a per annum basis and are current as of today's date and are subject to change. Please note that the interest rate effective at the end of each month applies to the whole month.