Support for our members
If you’re experiencing financial hardship, or other challenging circumstances, let us help.
Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
While the design may have changed, rest assured that everything you love about banking with us remains the same—secure, reliable, and easy to use. Enjoy our fresh look and improved features.
Personal Touch Loan
A great unsecured personal loan rate, along with the service and support that gives Regional Australia Bank the personal touch!
Variable Interest Rate
10.24% p.a
Comparison Rate
11.60% p.a
1
Regional Australia Bank Personal Touch Loan
Our Personal Touch Loan features the outstanding variable interest rate and personal service you need. Whether you're looking to travel or free up some extra cash for a wedding, home improvements or something else the Personal Touch Loan has you covered with secured and unsecured options.2 3 4
The Personal Touch Loan is more than just a great rate. It also offers flexible features like:
Features & Benefits
Features
| Interest type | Variable |
| Repayment options | Principal & Interest |
| Security type | Secured or Unsecured |
| Minimum amount | $8,000 |
| Maximum term | 5 years |
| Advance payments | Yes |
| Redraw | Yes 5 |
| Repayment frequency | Weekly, Fortnightly or Monthly |
| Variable Interest Rate | 10.24% p.a |
| Comparison Rate | 11.60% p.a1 |
Fees
| Monthly service fee | None |
| Approval fee | $195 |
| PPSR check fee (if required) | $26 |
Enquire today
Let us know how we can help by leaving your details, and as much information as possible, using the form below. We'll get back to you at a convenient time so you can get going sooner.
Financial assistance
If the unexpected happens, and you have missed a repayment or you’re unable to meet your repayments, please get in touch.
Lost or stolen card
If your card has gone missing, or it’s been stolen, you should immediately block it and request a replacement.
Technical Support
If you experience any technical issues with online access or account features, our team is available to assist you.
Have a question or want to get started?
Disclaimers
1
The Comparison rate is calculated on a unsecured loan amount of $10,000 over a term of 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
2
Terms, conditions, fees, charges and normal lending criteria apply. See Fees & Charges for full details.
3
Please refer to the Product Details and Conditions of Use when considering if this product is right for you.
4
Regional Australia Bank is the issuer of the product.
5
Minimum redraw amount is $200.