While the design may have changed, rest assured that everything you love about banking with us remains the same—secure, reliable, and easy to use. Enjoy our fresh look and improved features.
As a financial product issuer, we provide a Target Market Determination (TMD) for each financial product we offer.
By having TMDs, we can ensure that we have identified a target market of consumers and designed products that are suitable for that target market. It also allows us to review our products so that customers receive products that are likely to match their likely goals, financial situation and needs.
Our TMDs are available below for you to view and describe:
It is important to note that TMDs do not include a product's terms, conditions, fees or charges, and provide general guidance only. Therefore, the information should not be a substitute for personal financial advice.
When deciding if a product is suitable for you, please refer to our Account and Access Facility Conditions of Use, Summary of Accounts and Availability of Access Facilities, Fees and Charges, and applicable interest rates.
If you have any questions, we're here to help.