Support for our members
If you’re experiencing financial hardship, or other challenging circumstances, let us help.
Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
While the design may have changed, rest assured that everything you love about banking with us remains the same—secure, reliable, and easy to use. Enjoy our fresh look and improved features.
Term Savings
Help secure investment for your excess capital with a competitive fixed rate of return.
4 months (Amounts from $1,000 to $500,000)
4.35% p.a
6 months (Amounts from $1,000 to $500,000)
4.75% p.a
Help secure investment for your excess capital with a competitive fixed rate of return
Secure your business's financial future with our Business Term Savings account. Offering competitive fixed interest rates for set terms, this account provides a reliable way to grow your savings with predictable returns. Ideal for businesses looking to invest surplus funds securely, you can choose from a variety of term lengths to suit your financial goals. Enjoy the peace of mind that comes with a guaranteed return on investment.1 2 3
Why our term savings works for your business
Features & Benefits
Features
| Instant access to funds | Yes (please note that interest discounts may apply) |
| Internet and mobile banking | Yes (balances only) |
| Phone banking | N/A |
| Direct debits and credits | No |
| Branch and service support centre | Yes |
| Minimum balance | $1,000 |
| 3 months (Amounts from $1,000 to $500,000) | 3.60% p.a |
| 4 months (Amounts from $1,000 to $500,000) | 4.35% p.a |
| 6 months (Amounts from $1,000 to $500,000) | 4.75% p.a |
| 9 months (Amounts $1,000 to $500,000) | 4.55% p.a |
| 12 months (Amounts $1,000 to $500,000) | 4.55% p.a |
| 18 months (Amounts $1,000 to $500,000) | 4.00% p.a |
| 24 months (Amounts $1,000 to $500,000) | 3.75% p.a |
| 36 months (Amounts $1,000 to $500,000) | 3.70% p.a |
| 48 months (Amounts $1,000 to $500,000) | 3.75% p.a |
| 60 months (Amounts $1,000 to $500,000) | 3.80% p.a |
Interest conditions
Interest paid on maturity of fixed term. Penalties may apply for early redemption.
Interest frequency
Calculated daily, paid on Maturity. Monthly, Quarterly and Semi-Annually also available. Conditions apply.
Fees
| Application, approval, or acceptance fee | None |
| Monthly service fee | None |
Enquire now
Fill out the form below and we will get back to you as soon as possible.
Financial assistance
If the unexpected happens, and you have missed a repayment or you’re unable to meet your repayments, please get in touch.
Technical Support
If you experience any technical issues with online access or account features, our team is available to assist you.
Access and Login Problems
If you're having trouble logging in to your internet banking account, ensure you're using the correct username and password. If you've forgotten your password, you can reset it using the "Forgot Password" link on the login page. If the issue persists, contact our customer service team for assistance.
Disclaimers
1
Terms, conditions, fees, charges and normal lending criteria apply. See Fees & Charges for full details.
2
Please refer to the Product Details, Conditions of Use and Target Market Determination when considering if this product is right for you.
3
Regional Australia Bank is the issuer of the product.