Support for our members
If you're experiencing financial hardship, or other challenging circumstances, let us help.
Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
While the design may have changed, rest assured that everything you love about banking with us remains the same—secure, reliable, and easy to use. Enjoy our fresh look and improved features.
Visa Platinum Rewards Credit Card
Earn Qantas Points on every eligible purchase with a Visa Platinum Rewards Credit Card.1
Purchase Rate
19.99% p.a
2
Cash Advance Rate
19.99% p.a
2
Earn Qantas Points on every eligible purchase with a Visa Platinum Rewards Credit Card.
Bringing your credit card and banking together under one roof at Regional Australia Bank can save you time and hassle.3 4 5
That's because you'll enjoy:
Features & Benefits
Simplify your life by keeping your banking in one place
Bringing your credit card and banking together under one roof at Regional Australia Bank can save you time and hassle. That's because you'll enjoy:
- Better visibility - you can see all your banking, including your credit card, together on one statement or on online banking, and you'll only need to remember one login.
- Instant transfers - move money between your Regional Australia Bank accounts and credit card with no delay, so you won't have to worry about when your payment will go through.
- Peace of mind -you can set an automated transfer from your Regional Australia Bank savings account to pay the outstanding balance on your credit card, so you can avoid interest charges.
Earn Qantas Points for flights, travel upgrades and more
With a Visa Platinum Rewards Credit Card, you'll earn 0.75 Qantas Points for every $1 you spend on eligible purchases6– up to $10,000 and 7,500 points in each statement period. Plus you'll earn a bonus additional Qantas Point for every $1 spent on Qantas products and services7.
Best of all, you'll enjoy complimentary Qantas Frequent Flyer membership so you can start collecting points right away8 as well as an additional 10,000 points every year9!
Enjoy a low annual fee and other great benefits
With the Visa Platinum Rewards Credit Card, you'll have an annual fee of just $195, which is waived if you have a Partnership Advantage Home Loan10. Plus you'll enjoy:
- Up to 45 days interest free on purchases.
- No fees for late payments or additional cardholders.
- 24/7 Visa Platinum Concierge Service11.
| Purchase Rate | 19.99% p.a2 |
| Cash Advance Rate | 19.99% p.a2 |
Fees
| Annual fee | $195, Waived for Partnership Advantage Home Loan holders 10 |
| Additional cardholder fee | Free |
| Cash advance fee | Free |
| ATM withdrawals or enquiries | Free 12 |
| Visa transactions | Free |
| Direct debits and credits | Free |
| Over-the-counter withdrawal | Free |
| Staff-assisted external transfer | Free |
| Over limit fee | $3.50 |
| Direct debit dishonour | $5.00 |
| Bank cheque fee | $11.00 |
| Cheque deposit |
10 free cheques included per month Additional cheques $0.50 |
| Late payment fee | Free |
Get started with a Visa Platinum Rewards Credit Card
Let us know how we can help by leaving your details, and as much information as possible, using the form below. We'll get back to you at a convenient time so you can get your credit card sooner.Enjoy the rewards of a Visa Platinum Rewards Card today
Call us or start your application online now.
Lost or stolen card
If your card has gone missing, or it’s been stolen, you should immediately block it and request a replacement.
Unauthorised access to my account
If you suspect unauthorised access to your account, immediately change your password and contact our customer service team. We will help secure your account and investigate any suspicious activity.
Account Management and Support
For help with managing your account, including online access, and other features, contact our support team.
Disclaimers
1
Qantas Points and Qantas Bonus Points accrue in accordance with and are subject to the Visa Conditions of Use. You must be a Qantas Frequent Flyer member to earn points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program terms and conditions.
2
Interest rates are on a per annum basis and are current for new loan contracts as of today's date and are subject to change. Terms, conditions, fees, charges and normal lending criteria apply. Refer to Visa Conditions of Use for further details.
3
Terms, conditions, fees, charges and normal lending criteria apply. See Fees & Charges for full details.
4
Please refer to the Conditions of Use when considering if this product is right for you
5
Regional Australia Bank is the issuer of the product.
6
Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, refunds and balance transfers debited from the card account. To be eligible, the account must be open and not in arrears at the time of crediting points within that monthly statement cycle.
7
Card Annual Fee is waived where there is an active Partnership Advantage Home Loan on the same member number at the time the fee is scheduled to be charged.
8
Terms & Conditions apply. See Visa Conditions of Use for details.
9
To be eligible for the additional 10,000 bonus points the facility must not be in arrears at any time during the yearly period, bonus points will be credited on the 11th month anniversary of the yearly period and every 12 months thereafter.
10
Visa Platinum Rewards Credit Card Annual Fee is waived where there is an active Partnership Advantage Home Loan on the same member number at the time the fee is scheduled to be charged.
11
Terms and conditions apply. Please refer to Part D of the Visa Conditions of Use and the Target Market Determination when considering if this product is right for you.
12
No withdrawal fees at Regional Australia Bank ATMs. Transactions at other financial institutions’ ATMs may incur a fee.