Support for our members
If you’re experiencing financial hardship, or other challenging circumstances, let us help.
Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
Our thoughts are with our members and communities impacted by Cyclone Alfred. Stay safe, and please do not hesitate to reach out to us if you need assistance from our team. See More
Commercial Overdraft
Manage your cash flow efficiently with our Business Overdraft facility.
Manage your cash flow efficiently with our Business Overdraft facility.
Designed to provide your business with flexible access to additional funds, this service helps you cover short-term expenses and manage working capital needs without the hassle of reapplying for credit. Enjoy the convenience of only paying interest on the amount you use, with competitive rates and tailored limits to suit your business requirements.1 2 3
Why does the commercial overdraft suit you?
Features & Benefits
Features
| Split loans available | Variable rates only |
| Repayment options | Interest only |
| Minimum amount | $500 |
| Maximum term | N/A |
| Advance payments | N/A |
| Redraw | N/A |
| Repayment frequency | No regular scheduled repayments |
| Minimum deposit (No LMI) |
20% (residential security) 35% (commercial security) 40% (rural security) N/A (unsecured) |
Rates
| Interest Rates | Contact our Commercial Lending Team for details |
Fees
| Monthly service fee | None |
| Redraw fee | N/A |
| Approval fee | Contact our Commercial Lending Team for details |
Want to know more about our Business Loans?
Fill in the form below and we will get back to you as soon as possible.
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Mortgage Secured Commercial Loans
Whether secured by residential, commercial or rural property our dedicated Commercial Lending Team can tailor a commercial mortgage to meet your long term finance needs.
Non-Mortgage Secured Commercial Loans
Offering competitive rates and flexible terms without the need for property collateral, this loan is ideal for managing cash flow, upgrading equipment, or expanding operations.
Account Management and Support
For help with managing your account, including online access, and other features, contact our support team.
Financial assistance
If the unexpected happens, and you have missed a repayment or you’re unable to meet your repayments, please get in touch.
Technical Support
If you experience any technical issues with online access or account features, our team is available to assist you.