Support for our members
If you're experiencing financial hardship, or other challenging circumstances, let us help.
Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
While the design may have changed, rest assured that everything you love about banking with us remains the same—secure, reliable, and easy to use. Enjoy our fresh look and improved features.
Savings Booster
Boost the interest on your savings every month that you stick to your savings plan
Boosted interest rate (up to $250,000)
5.00% p.a
1
2
Base Interest rate
0.00% p.a
A high interest savings account helps you save for the future
Take your savings to the next level with our Savings Booster Account. Simply deposit at least $100 each month and avoid withdrawals to enjoy boosted interest rates for that month. It’s an easy and effective way to grow your savings faster while maintaining discipline. Whether you’re saving for a special goal or just looking to make the most of your money, our Savings Booster Account offers a solution. Start boosting your savings today and watch your balance grow!
To earn the boosted interest rate
Why choose a Savings Booster account
What do you get?
| Instant access to funds | Yes |
| Internet and mobile banking | Yes |
| Phone banking | N/A |
| Direct debits and credits | Credits Only |
| Branch and service support centre | Yes |
| Minimum balance | No |
Interest Rates
Target Market Determination| Base Interest rate | 0.00% p.a |
| Boosted interest rate (up to $250,000) | 5.00% p.a1 2 |
Interest conditions
Deposit at least $100 and don’t make any withdrawals through the month to receive boosted interest for that month.
Boosted interest paid on portion of account balance up to $250,000.
Interest frequency
Calculated daily, paid monthly. End of month rate applies to whole month.
Fees
| Access fee | Free |
| Internet, mobile, and phone banking transactions | Free |
| Direct credits | Free |
| Over-the-counter withdrawal | Free |
| Over limit fee | N/A |
| Direct debit dishonour | N/A |
| Bank cheque fee | $11.00 |
| Cheque deposit |
10 Free deposits per month Additional deposits $0.50 |
Savings Account Enquiry Form
To enquire about banking at Regional Australia Bank simply complete this short form. So we can find the right fit for you, please provide as much information as possible.Discover practical tips that could boost your savings
Financial assistance
If the unexpected happens, and you have missed a repayment or you’re unable to meet your repayments, please get in touch.
Lost or stolen card
If your card has gone missing, or it’s been stolen, you should immediately block it and request a replacement.
Technical Support
If you experience any technical issues with online access or account features, our team is available to assist you.
Disclaimers
1
Interest rates are on a per annum basis and are current as of today's date and are subject to change. Please note that the interest rate effective at the end of each month applies to the whole month.
2
Interest payable reverts to Base Interest if interest conditions are not met. Base Interest paid on portion of account balance up to $250,000.
This product is not available to associations or trusts. Maximum of one Savings Booster account per member.