Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
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Personal Loans
Whether you're looking to renovate your home, go on holiday, consolidate debts or buy a new car, we have the personal loan that suits you. Apply online or speak to us today to get what you want sooner.
Why getting a Personal Loan with Regional Australia Bank?
Member owned
Being member owned means we're free to focus on delivering value to members rather than the interests of shareholders.
Banking with a conscience
We pledge 5% of our profits to grassroots initiatives that help regional communities.
Australian roots
We've been helping Australians achieve their lifestyle goals for over 55 years. We'll help you achieve yours.
Personalised solutions
We recognise everyone's circumstances differ, so we provide personalised financial solutions to save time, money and effort.
Compare our Personal Loans
Accelerator Car Loan
Great interest rate and no hidden costs
Vehicle <5 yrs (Variable rate) from
6.74%p.a
Vehicle <5 yrs (Comparison rate) from
7.05%p.a
1
Interest type
Variable
Repayment options
Principal & Interest
Security type
Vehicles less than 10 years old
Minimum amount
$5,000
Maximum term
5 years
Advance payments
Yes
Redraw
Yes
2
Repayment frequency
Weekly, Fortnightly, or Monthly
Monthly service fee
None
Approval fee
$195
PPSR check fee (if required)
$26
Personal Touch Loan
Great unsecured personal loan, with a personal touch
Variable Interest Rate
10.24% p.a
Comparison Rate
11.60% p.a
3
Interest type
Variable
Repayment options
Principal & Interest
Security type
Secured or Unsecured
Minimum amount
$8,000
Maximum term
5 years
Advance payments
Yes
Redraw
Yes
2
Repayment frequency
Weekly, Fortnightly or Monthly
Monthly service fee
None
Approval fee
$195
PPSR check fee (if required)
$26
Personal Loan
All-purpose loan for quick and easy funds
Variable Interest Rate from
15.99% p.a
Comparison Rate from
17.40% p.a
3
Interest type
Variable
Repayment options
Principal & Interest
Security type
Secured or Unsecured
Minimum amount
$500
Maximum term
7 years
Advance payments
Yes
Redraw
Yes
2
Repayment frequency
Weekly, Fortnightly or Monthly
Monthly service fee
None
Approval fee
$195
PPSR check fee (if required)
$26
Enviro Loan
Get rewarded for making green decisions
Variable Interest Rate
7.20% p.a
Comparison Rate
8.54% p.a
3
Interest type
Variable
Repayment options
Principal & Interest
Security type
Secured or Unsecured
Minimum amount
$500
Maximum term
5 years
Advance payments
Yes
Redraw
Yes
2
Repayment frequency
Weekly, Fortnightly or Monthly
Monthly service fee
None
Approval fee
$195
PPSR check fee (if required)
$26
Find out more or get started on your personal loan application now
Let us know how we can help by leaving your details, and as much information as possible, using the form below. We'll get back to you at a convenient time so you can get going sooner.
Disclaimers
1
The Comparison rate is calculated on a secured loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
2
Minimum redraw amount is $200.
3
The Comparison rate is calculated on a unsecured loan amount of $10,000 over a term of 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.