Apple Pay

23 November 2022 | Safety and Security
Apple Pay is a digital wallet that turns your compatible iPhone, Apple Watch, Mac or iPad into a secure, contactless payment device. Shop in stores and on selected apps and websites with the same device you carry or wear every day. You can be confident your details are safe, because when you use Apple Pay, your card number is never shared with the merchant or saved on your device.


Are credit and debit card numbers passed onto the merchant?

No, credit and debit card numbers are not stored on the device, nor Apple or Android servers and are not passed to the merchant when using the digital wallet. Only a virtual account number is used with the merchant. This helps reduce the potential for fraud.

How to set it up:

Adding a card to Apple Pay is different depending on the device:

iPhone 6 (or later models)

  • Open the Wallet app
  • Tap the + in the upper right corner
  • Follow the prompts

Add the card details by either:

1. Entering the card's security code to add the credit or debit card you use with iTunes

2. Using the camera to capture the card information

3. Typing the card details in manually

Apple Watch

  • Open the Apple Watch app on your iPhone
  • Tap 'Wallet & Apple Pay' and then 'Add a new Credit or Debit Card'
  • Follow the prompts

Add the card details by either:

1. Entering the card's security code to add the credit or debit card you use with iTunes

2. Using the camera to capture the card information

3. Typing the card details in manually

iPad

  • Go to Settings
  • Tap 'Wallet & Apple Pay' and then 'Add Credit or Debit Card'
  • Follow the prompts

Add the card details by either:

1. Entering the card's security code to add the credit or debit card you use with iTunes

2. Using the camera to capture the card information

3. Typing the card details in manually

How to pay for things:

Pay with iPhone with Face ID

To use your default card, double-click the side button, then glance at your iPhone to authenticate with Face ID, or enter your device passcode.

Hold the top of your iPhone within a few centimetres of the contactless reader until you see Done and a tick on the display.

Pay with iPhone with Touch ID

To use your default card, rest your finger on Touch ID.

Hold the top of your iPhone within a few centimetres of the contactless reader until you see Done and a tick on the display.

Pay with Apple Watch

To use your default card, double-click the side button and hold the display of your Apple Watch within a few centimetres of the contactless reader.

Wait until you feel a gentle tap.

When you strap your Apple Watch to your wrist, you will be prompted to enter the device passcode. This will enable Apple Pay. If the Apple Watch is removed from your wrist, skin contact is lost, Wrist Detect detects that skin contact has been lost, and Apple Pay and the NFC feature are deactivated.

Make a payment In-app or on a participating website

With your iPhone, iPad and Apple Watch, you can use Apple Pay to pay within apps when you see Apple Pay as a payment option.

Tap the Apple Pay button or choose Apple Pay as your payment method.

Check your billing, shipping and contact information to make sure that they're correct. If you want to pay with a different card, tap next to your card.

If you need to, enter your billing, shipping and contact information on your iPhone or iPad. Apple Pay will store that information, so you won't need to enter it again.

Confirm the payment. When your payment is successful, you'll see Done and a tick on the screen.

Managing cards:

How do I make my RAB card my default card?

The first card you add to your Wallet app will automatically appear as your default card. To change your default card, you follow these steps:

iPhone

  • Open 'Settings'
  • Select 'Wallet and Apple Pay'
  • Select 'Default card'
  • Choose the card you want to make your default card.


Apple Watch

  • Open the Watch app on your iPhone
  • Go to the My Watch tab
  • Tap Wallet & Apple Pay and then Default Card
  • Choose a new card

Ipad

  • Open 'Settings'
  • Select 'Wallet and Apple Pay'
  • Select 'Default card'
  • Choose the card you want to make your default card.

For more information on managing your cards in the Apple Wallet, visit: Change or remove the payment cards that you use with Apple Pay – Apple Support (AU)

Apple Pay

You should consider whether this service is appropriate for you before acquiring it. Access to the system is subject to availability and maintenance. We do not charge a fee to allow you to use your Visa card in Apple PayTM. Internet data charges may be incurred through your mobile service provider – check with your Internet Service Provider for more details. Apple, the Apple logo, Apple Pay, Apple Watch, iPad and iPhone are trademarks of Apple Inc, registered in the U.S. and other countries. Apple PayTM works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps, with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple PayTM devices, seehttps://support.apple.com/en-au/HT208531.