Banking as a Service

We're a progressive end-to-end provider on FinLink that helps to empower your banking needs.

The Regional Australia Bank Difference

We’ve dedicated years to mastering banking-as-a-service. While others may have faltered, we have evolved at an exceptional pace. This journey has provided us with invaluable insights, allowing us to continuously enhance our product solutions along the way.

We are a trusted mutual bank that believes in empowering people and businesses to achieve great things, because when you grow, our region will, too. We will stand beside you through life’s ups and downs and together we celebrate the good that money can do. With the strong belief in establishing deep and authentic relationships with our business partners through open and transparent communication.

We know that businesses face increasing pressure to innovate and stay competitive in a rapidly changing digital landscape. Offering financial services can be a game-changer, but it often comes with significant difficulties, such as the high infrastructure costs of setting up and navigating through the complex regulatory environment. That’s why our banking-as-a-service solution, provides the technology and expertise needed, so you can provide more value to your customers, reduce costs, and focus on driving innovation. All while helping you bring your product to market swiftly, and provide a seamless customer experience without the hassle of potentially managing the risks of scaling up.

What does FinLink do?

Our BaaS solution is designed based on our experience and continued learnings to help you:

• Enhance customer experience by providing seamless, personalised banking with real time access to services boosting satisfaction and loyalty.
• Launch financial product faster where you can build and deploy financial products, reducing time-to-market and staying ahead of your competitors.
• Unlock new revenue streams where you can monetise financial services with ease, creating new income opportunities for your business.
• Support compliance and security with built-in regulatory and data protection safeguards.
• Scale with confidence with solutions that grow alongside your business needs.

What's in it for you?

• No banking licence required
• Regulatory compliance simplified
• Accelerated innovation
• Cost efficiency
• Enhanced customer experience
• Expert support