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Our Basic Home Loan is perfect for those entering the property market, refinancing an existing home loan or looking to invest in property. Along with a low home loan rate, you'll also get a dedicated Relationship Manager to help you get started and be there throughout the life of the loan.
We know the home loan process can be confusing at times, but at Regional Australia Bank we like to make the complex, simple.
We've simplified and compiled a list of questions we frequently get asked about, such as "How much deposit do I need?" or "What's the difference between a variable and fixed rate?"
Be sure to check out our Frequently Asked Questions to learn more.
Get started now by applying online for your home loan. It's quick, convenient, secure and available 24/7.
Get in touch with a Home Loan Specialist for advice when refinancing. We're here to help from application to settlement.
We're available on 132 067 if you would like to apply over the phone or have a question.
Interest rates are on a per annum basis and are current as of today's date and are subject to change.
* The dedicated relationship manager may change during the life of your loan.
1 A discount of 1.45%p.a will be applied to the Basic Variable (Owner Occupier) Rate for the first 3 years of this loan. Discount applied to the advertised Basic Variable (Owner Occupier) Rate, current rates are subject to change. At the end of the 3 year period, the interest rate will revert to a 0.80%p.a. discount to the Basic Variable (Owner Occupier) Rate. Under 80% LVR, and New Business only. Available for owner occupied borrowings over $100,000 or more. Available for a limited time only and not in conjunction with any other discount.
2 The Comparison rate is calculated on a secured loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
3 The Basic Home Loan Special Offer is only available for owner occupied borrowings over $100,000 with new security. Available for a limited time only and not in conjunction with any other discount.
4 The Basic Home Loan rate displayed is for owner occupied borrowings. Alternative rates applicable for investment purposes.
5 Minimum redraw amount is $500.
6 Regional Australia Bank reserves the right to determine eligibility for this service.
Terms, conditions, fees, charges and normal lending criteria apply. See Fees & Charges for full details.
Please refer to the Product Details, Conditions of Use and Target Market Determination when considering if this product is right for you.
Regional Australia Bank Ltd is the issuer of the product.