Visa Platinum Rewards Credit Card

Earn Qantas Points on every eligible purchase with a Visa Platinum Rewards Credit Card.1

Keep life simple by keeping your banking in one place

Bringing your credit card and banking together under one roof at Regional Australia Bank can save you time and hassle. That's because you'll enjoy:

  • Better visibility - you can see all your banking, including your credit card, together on one statement or on online banking, and you'll only need to remember one login.
  • Instant transfers - move money between your Regional Australia Bank accounts and credit card with no delay, so you won't have to worry about when your payment will go through.
  • Peace of mind -you can set an automated transfer from your Regional Australia Bank savings account to pay the outstanding balance on your credit card, so you can avoid interest charges.
Mother using laptop while carrying baby in kitchen

Young woman checking her train in time board

Earn Qantas Points for flights, travel upgrades and more

With a Visa Platinum Rewards Credit Card, you'll earn 0.75 Qantas Points for every $1 you spend on eligible purchases2 – up to $10,000 and 7,500 points in each statement period. Plus you'll earn a bonus additional Qantas Point for every $1 spent on Qantas products and services.3

Best of all, you'll enjoy complimentary Qantas Frequent Flyer membership so you can start collecting points right away4 as well as an additional 10,000 points every year!5

Enjoy a low annual fee and other great benefits

With the Visa Platinum Rewards Credit Card, you'll have an annual fee of just $195, which is waived if you have a Partnership Advantage Home Loan6. Plus you'll enjoy:

  • Up to 45 days interest free on purchases.
  • No fees for late payments or additional cardholders.
  • 24/7 Visa Platinum Concierge Service7.
Convenient on-line shopping

Product Details

Target Market Determination
Annual Fee
$195
Waived for Partnership Advantage Home Loan holders6
Additional Cardholder Fee
Free
Cash Advance Fee
Free
ATM Withdrawals or Enquiries
Free8
Visa Transactions
Free
Direct Debits and Credits
Free
Over the Counter Withdrawal
Free
Staff Assisted External Transfer
Free
Over Limit Fee
$3.50
Direct Debit Dishonour
$5.00
Bank Cheque Fee
$11.00
Cheque Deposit
10 free cheques included per month
Additional cheques $0.50
Late Payment Fee
Free
Purchase Rate
19.99%p.a9
Cash Advance Rate
19.99%p.a9
Disclaimer

1 Qantas Points and Qantas Bonus Points accrue in accordance with and are subject to the Visa Conditions of Use. You must be a Qantas Frequent Flyer member to earn points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program terms and conditions.

2 Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, refunds and balance transfers debited from the card account. To be eligible, the account must be open and not in arrears at the time of crediting points within that monthly statement cycle.

3 Card Annual Fee is waived where there is an active Partnership Advantage Home Loan on the same member number at the time the fee is scheduled to be charged.

4 Terms & Conditions apply. See Visa Conditions of Use for details.

5 To be eligible for the additional 10,000 bonus points the facility must not be in arrears at any time during the yearly period, bonus points will be credited on the 11th month anniversary of the yearly period and every 12 months thereafter.

Visa Platinum Rewards Credit Card Annual Fee is waived where there is an active Partnership Advantage Home Loan on the same member number at the time the fee is scheduled to be charged.

Terms and conditions apply. Please refer to Part D of the Visa Conditions of Use and the Target Market Determination when considering if this product is right for you.

8  No withdrawal fees at Regional Australia Bank ATMs. Transactions at other financial institutions’ ATMs may incur a fee.

Not available for businesses, associations or trusts.

9 Interest rates are on a per annum basis and are current as of today's date and are subject to change. Terms, conditions, fees, charges and normal lending criteria apply. Refer to Visa Conditions of Use for further details.

Terms, conditions, fees, charges and normal lending criteria apply. See Fees & Charges for full details.
Please refer to the Conditions of Use when considering if this product is right for you.
Regional Australia Bank Ltd is the issuer of the product.