Support for our members
If you’re experiencing financial hardship, or other challenging circumstances, let us help.
Find the best Home Loan for you
The calculator below helps you determine the interest rate and loan repayment based on your loan amount and product selection. Please speak to an accredited Regional Australia Bank lender to ensure the product you select aligns with your financial goals. The calculator is intended as a guide to help you better understand your options.
While the design may have changed, rest assured that everything you love about banking with us remains the same - secure, reliable, and easy to use. Enjoy our fresh look and improved features.
Listed Events (standard level cover)
This covers everything that Fundamentals does, with additional cover and benefits, and higher cover limits for many valuables and scenarios1.
Get protection for your home and contents
You can rest easy knowing the home you worked hard for is covered by an insurer with 160 years experience. CGU, our partner in Home Insurance provides cover for your home, contents, or both under the same policy.
Why Insure With CGU?
Features & Benefits
Features
| Accidental damage or accidental loss | No |
| Alternate accommodation (paid in addition to sum insured) | Yes - up to 10% of sum insured |
| Architects, surveyors, and legal fees (paid in addition to the sum insured) | Yes - up to 10% of building sum insured |
| Burning out an electric motor (for motors up to 15 years old) | Yes |
| CDs, DVDs, Blu-Ray disks and digital downloads (up to $20,000 per item or boxed set unless specified by you) | Yes |
| Contents at home in the open air | Yes - up to $2,000 for the events listed |
| Credit card and transactions card misuse | Yes - up to $5,000 |
| Fine art, paintings, and works of art (up to $20,000 per item unless specified) | Yes |
| Floor cover (automatic) | Yes |
| Frozen food (following breakdown of freezer) | Yes - up to $500 |
| New for old replace cover (contents) | Yes |
| Removal of debris and demolishing costs (paid in addition to the sum insured) | Yes - up to 10% of sum insured |
| Replacing keys and recoding of locks and barrels | Yes - up to $1,000 |
| Valuable items, jewellery, mobile phones, tablet computers, notebook computers, cameras, photographic | 20% of contents sum insured or $5,000 whichever is greater (up to $2,500 per item) |
| Optional additional valuables cover (worldwide cover for up to 90 consecutive days) | Nil excess |
| Vet expenses if your pet is injured in a road accident | Yes - up to $500 |
Enquire now
Fill out the form below and we will get back to you as soon as possible.
Financial assistance
If the unexpected happens, and you have missed a repayment or you’re unable to meet your repayments, please get in touch.
Lost or stolen card
If your card has gone missing, or it’s been stolen, you should immediately block it and request a replacement.
Unauthorised access to my account
If you suspect unauthorised access to your account, immediately change your password and contact our customer service team. We will help secure your account and investigate any suspicious activity.
Disclaimers
1
This table is a summary of highlighted features and benefits only. Please refer to the CGU Accidental Damage Home Insurance, CGU Listed Events Home Insurance, CGU Fundamentals Home Insurance Product Disclosure Statements (PDS) and Policies, Contents Key Fact Sheet and Building Key Fact Sheet for full terms and conditions. General insurance issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Any advice is general advice only and does not take into account your individual objectives, financial situation or needs (“Your Personal Circumstances”). Before using this advice to decide whether to purchase the insurance policy, you should consider your personal circumstances, the relevant Product Disclosure Statement and Target Market Determination, available on this website. Regional Australia Bank acts as an intermediary of CGU.